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We’re ginkgo, a B2B SaaS startup tackling two of Germany’s most urgent challenges - employees’ pension & savings gaps and employers’ (cost of) talent issues. ginkgo enables SMBs to offer modern comp packages with cutting-edge pensions & financial benefits, starting with the ginkgo bAV: a digital, ETF-based company pension, delivered via the ginkgo app & platform. We are backed by leading Fin/HR/InsurTech VC investors and business angels.