Net Salary Calculator - Germany

Salary Calculator for Germany in English

Salary Information

Enter your monthly or yearly income to find out your net salary

Only a number is required

If you are unsure what Tax Class you are in, look at the information below

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Tax Allowances in 2022

Tax Class → 1 2 3 4 5 6
Basic Allowance 9.984 € 9.984 € 19.968 € 9.984 € No No
Employee lump-sum 1.000 € 1.000 € 1.000 € 1.000 € 1.000 € No
Standard special expenses lump-sum 36 € 36 € 36 € 36 € 36 € No
Single parent relief amount No 4.008 € No No No No
Child Allowance 8.388 € 8.388 € 8.388 € 4.194 € No No

Progressive Tax Rates - 2022

Income Range for Singles Income Range for Married Tax Rate %
< 9.984 € < 19.968 € 0%
9.985 - 58.596 € 19.989 - 117.192 € 14 to 42% *
58.597 - 277.825 € 117.193 - 555.650 € 42% *
Over 277.825 € Over 555.650 € 45% *

* Since Germany uses a Progressive Tax Rate, your income tax increases progressively with taxable income.

Frequently Asked Questions about Salary Calculation

What is the difference between Gross Salary and Net Salary in Germany?
Gross salary (also known as Brutto) is your income (monthly or annual income) before deductions. This is the amount usually specified on your employment contract.
Net salary (also known as Netto) is what you get to keep after taxes. For employees, the deductions and taxes are calculated by the employer during the payroll cycle. Net Salary is essentially your take home pay.
How is Net Salary calculated?
Net Salary is calculated based on your Tax Class (Steuerklasse), which determines your social contributions for
  • Pension Insurance
  • Unemployment Insurance
  • Health Insurance
  • Care Insurance
  • Solidarity Surcharge
What is a Tax Class (Steuerklasse) in Germany?
Wikipedia has a neat definition so here it goes - Taxation classes (tax groups, Lohnsteuerklasse aka Steuerklassen)
  • class 1 = single, living in a registered civil partnership, divorced, widowed or married, unless they fall under tax category 2, 3 or 4.
  • class 2 = single but is entitled to single parent allowance.
  • class 3 = married and spouse does not earn wages, or the spouse earns a wage but is classified under tax category 5 by request of both spouses, or to widowed workers for the calendar year following that of the spouse' death if both were residing in Germany and were not separated on the day of the spouse's death.
  • class 4 = married, both spouses earn a wage, reside in Germany, and are not separated.
  • class 5 = married but one of the spouses, at both spouses' request, is classified under tax category 3.
  • class 6 = workers receiving multiple wages from more than one employer, in order for wage tax to be withheld for the second and any additional employment contracts.
  • The taxation at source for capital income will be done with a flat tax rate of 25% (add solidarity surcharge of 5.5% of the amount of tax and, if applicable, church tax).
Is my income tax based on gross salary or net salary?
Your Income Tax is calculated after deductions from allowances and social contributions.
How much contribution goes towards Pension Insurance (Rentenversicherung)?
For 2022, it is 18.6% of your income. Your employer and you will split it equally (9,3%).
If your income exceeds 84.600 € per year, your contributions will be based on 84.600 € and not your income.
How much contribution goes towards Care Insurance (Pflegeversicherung)?
For 2022, it falls around 3% of your income based on your state. Your employer and you will split it equally (1,5%).
If your income exceeds 58.050 € per year, your contributions will be based on 58.050 € and not your income.
How much contribution goes towards Unemployment Insurance (Arbeitslosenversicherung)?
For 2022, it falls around 2,4% of your income. Your employer and you will split it equally (1,2%).
If your income exceeds 84.600 € per year, your contributions will be based on 84.600 € and not your income.
How much contribution goes towards Health Insurance (Krankenversicherung)?
For 2022, it falls around 15,7% of your income based on your health insurance provider (public). Your employer and you will split it equally (0,0785%).
If your income exceeds 58.050 € per year, your contributions will be based on 58.050 € and not your income.
How much contribution goes towards Solidarity Surcharge (Solidaritätszuschlag)?
Solidarity Surcharge is only applicable if your income tax (and not income!) exceeds 16.956 € (for individual filers) and 33.912 € (for joint filers).

According to Federal Ministry of Finance, a family with two children and a gross annual income of up to 151.990 € will pay no solidarity surcharge, and nor will single persons with a gross annual wage of up to 73.874 €.


If your income is above 96.820 € (for single persons) or 193.640 € (for married people), you will pay 5,5% as contribution. If it is below that amount but above the limits, you will pay around 11,9% as contribution.

How much contribution goes towards Church Tax (Kirchensteuer)?
Church Tax ranges from 8 to 9% of your income tax, based on your state.
Is there a difference between Wage / Payroll Tax (Lohnsteuer) and Income Tax (Einkommensteuer)?
Wage / Payroll Tax is your salary after tax and is also taken care of by your Employer.
Income Tax (Einkommensteuer) is applied on any other income you have (self-employment, etc)
Where can I see the salary breakdown?
Your Employer will provide you a Payslip (Gehaltsabrechnung) which should display a breakdown of your salary, taxes and social contributions.
What is a Gehaltsrechner?
A Gehaltsrechner is the German word for a Salary Calculator. If you do speak German, the Federal Ministry of Finance has an official "Berechnung der Lohnsteuer" (A calculator for Wage Tax) that provides a lot of options.
Is this tool accurate ?
As much as we aim to be accurate, some of the factors used to calculate cannot be a 100 % match to you as this varies from person to person(example: Health Insurance provider). Please contact a Tax Consultant for accurate information .